American Funds Target Date Retirement series' impressive underlying funds, improved allocation capabilities, and generally low fees merit Morningstar Analyst Ratings of Silver for its cheapest share classes and Bronze or Neutral ratings for its pricier share classes.
American Funds 2045 Trgt Date Retire A AAHTX
NAV / 1-Day Return
18.89
/
0.59
%
Total Assets
18.1 Bil
Adj. Expense Ratio
Adjusted Expense Ratio excludes certain variable investment-related expenses, such as interest from borrowings and dividends on borrowed securities, allowing for more consistent cost comparisons across funds.
0.720%
Expense Ratio
0.720%
Fee Level
Below Average
Longest Manager Tenure
13.83
years
Category
US Fund Target-Date 2045
Investment Style
Large BlendCredit Quality / Interest Rate Sensitivity
Medium / ModerateStatus
Open
TTM Yield
0.90%
Turnover
0
Premium
Morningstar’s Analysis
The Morningstar Analysis section contains a thorough evaluation of an investment’s merits and drawbacks and often discusses the most important or decisive factors leading to the fund’s overall rating.
The Morningstar Analysis section contains a thorough evaluation of an investment’s merits and drawbacks and often discusses the most important or decisive factors leading to the fund’s overall rating.
Will AAHTX outperform in future?
Get our overall rating based on a fundamental assessment of the pillars below.
Process Pillar
The Process Pillar is our assessment of how sensible, clearly defined, and repeatable AAHTX’s performance objective and investment process is for both security selection and portfolio construction.
People Pillar
The People Pillar is our evaluation of the AAHTX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.
Parent Pillar
The Parent Pillar is our rating of AAHTX’s parent organization’s priorities and whether they’re in line with investors’ interests.
Outstanding underlying funds and improved asset-allocation capabilities give this series an edge.
