TransUnion

TRU: XNYS (USA)

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Credit Bureaus/Scores: New Credit Bureau Model Makes a Scoring Waterfall Approach More Likely

Rajiv Bhatia

Oct 8, 2026

On the morning of Oct. 8, 2026, TransUnion announced a first-look functionality for mortgage lending, and later that evening Equifax followed with a similar “Mortgage Score Select” offering.

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Credit Bureaus/Scores: New Credit Bureau Model Makes a Scoring Waterfall Approach More Likely

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