TransUnion

TRU: XNYS (USA)

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Bi-Merge Planned for Credit Bureaus, Says Bloomberg Report; Pulte Approves Direct License Program

Rajiv Bhatia

Oct 2, 2026

On Oct. 1, Bloomberg reported, citing an unnamed source, that the Federal Housing Finance Agency is moving toward a bi-merge requirement, under which government-conforming mortgages would need only two credit files, from the current three. TransUnion, Equifax, and Fair Isaac shares fell after hours.

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TransUnion

Bi-Merge Planned for Credit Bureaus, Says Bloomberg Report; Pulte Approves Direct License Program

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