Bread Financial Holdings Inc

BFH: XNYS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Bread Earnings: Debt Repurchase Expense Weighs on Bottom-Line Results

Michael Miller

Jan 29, 2026

Bread reported decent fourth-quarter 2025 earnings with diluted earnings per share coming in at $1.16, up from a depressed $0.16 the previous year. That said, these results translate into a return on tangible equity of 8%, well below the firm's historical average.

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Bread Financial Holdings Inc

Bread Earnings: Debt Repurchase Expense Weighs on Bottom-Line Results

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