Bread Financial Holdings Inc

BFH: XNYS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Bread Earnings: Improved Credit Trends Help Offset Some of the Pain From Lower Revenue

Michael Miller

Jan 30, 2025

Declining loan balances and net interest margin compression drove Bread's revenue down 9% from last year to $926 million. Earnings per share also declined to $0.14, or $0.40 when adjusted for debt repurchase costs, from $0.87.

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Bread Financial Holdings Inc

Bread Earnings: Improved Credit Trends Help Offset Some of the Pain From Lower Revenue

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