Longtime fund observer Don Phillips on the importance of investor psychology, the uptake of passive and ESG investing, and Jack Bogle's enduring legacy.
Quantifying and prioritizing financial goals moves them from dream status to "you got this."
In the first installment of Morningstar's new podcast, noted author and investment advisor Bill Bernstein riffs on the role of bonds, hazards in the market today, and fixing the system.
Pre-retirees and new retirees concerned about sequencing risk can take steps to protect themselves.
The U.S. stock market has been remarkably strong, but retirement-bound investors shouldn't press their luck.
A key consideration: How many parts of your financial life can the advisor impact for the better?
Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.
And you can learn from them, too!
Small steps to avoid the 'procrastination penalty' can make a big difference in your eventual return.
Your just-completed return carries valuable intelligence to help manage future tax bills and understand your overall financial health.
These streamlined portfolios are designed to reduce investors' oversight responsibilities and the drag of taxes.
These fine options balance yield-seeking with sensible risk controls.
These streamlined portfolios are geared toward retirees who are actively tapping their taxable assets for living expenses.
What you need to think through when building a retirement plan around income-producing equities.
Obviously overvalued market segments aren't the only way investors can fall prey to the "greed" part of the fear/greed cycle.
No matter your life stage or financial goals, identify the right investments for the job.
Too busy to mind your portfolio? Three basic building blocks provide you with all the diversification you need.
Our new portfolios use index funds as building blocks--as well as a little bit of cash.
These 4 steps can help you craft a (mostly) hands-off portfolio.
While RMDs are usually pretty conservative, that doesn't make an RMD-based withdrawal system ideal.
Retirees are often concerned that RMDs could lead to premature asset depletion, but should they be?
Yields have come up substantially over the past 18 months, but still aren't at subsistence levels for most retirees.
If you're evaluating your portfolio, make sure you're using a benchmark that reflects what you're actually trying to see.
Tax considerations suggest yes, but other factors may argue against it.
And if you can deduct your IRA contribution, should you? Or make a Roth contribution instead?
The index portfolios outperformed the more active portfolios in a rocky market. Is that supposed to happen?
Conservative was better and cash was king--for a change.
In a tough market, holding a cash bucket prevents selling depressed assets and also facilitates rebalancing.
Proper accounting of cost basis is essential to avoid paying more taxes than you need to.
We've designed these portfolios to maximize returns while limiting Uncle Sam's take.
For investors who are accumulating assets for retirement, we create strategic ETF and mutual fund portfolios.
This portfolio is geared toward retirees with roughly 20-year time horizons.
This equity-heavy portfolio also includes a small dose of high-quality bonds.
Even with retirement on the horizon, our portfolio maintains a sizable equity weighting.