Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
The author and financial expert discusses what target-date funds get wrong, how investors should navigate the low-yield environment, and whether active management can add value.
Learn about qualified charitable distributions and their "mega" version, only available this year.
Income-replacement rates are a convention whose time has come--and gone.
If you have a permanent life insurance policy or annuity, you may be able to trade it for long-term care coverage.
The risk-management expert and author discusses the differences between risk tolerance and risk capacity, how market cycles impact risk, and how to keep things simple by being 'pre-armed.'
Make it a mega.
Tax-friendly ideas for small, medium, and supersize givers.
From estate taxes to gift taxes and more--how potential revamps can affect us all.
Counterintuitively, vehicles offering tax-free withdrawals aren't always the best for long-term-care savings.
The director of behavioral science at Morningstar discusses the value of smart shortcuts, why social media makes people feel bad about themselves, and how the pandemic changed how Americans save and spend.
You can learn a lot from a practice round.
The withdrawal rules are pretty conservative, but couples with a big age disparity should be more cautious.
Many people put off creating a long-term-care plan. This step-by-step guide can help you get over inertia, dread, or both.
An esteemed investor in Asian equities discusses what to make of the Chinese government's recent market interventions and whether China's sell-off represents a buying opportunity.
Slow summer days are an ideal time to review, or create, your estate plans.
These plans are often touted as a way to align employees' incentives with their employers', but the risks can be significant.
Asking how well your holdings are doing their jobs is a starting point for trimming your portfolio.
The financial advisor and 'Sketch Guy' discusses what constitutes 'real' financial advice, why traditional retirement is a faulty concept, and how to break the culture of 'I'm busy.'
The who, what, when, where, and why of these withdrawals.
How to balance the tax and investment considerations.
Grant us investors the wisdom to know the difference.
The author and financial educator discusses how social media affects financial well-being, how women can close the wealth gap, and why young people should steer clear of individual stock trading.
How to keep your retirement assets on track.
These grants can seem like mad money, but they can add up to serious money over time.
And yours should be, too.
The portfolio manager of Oakmark's International funds talks about bargain-hunting during the pandemic, ESG and risk management, and why he's not complacent about inflation.
A six-week break from work provides takeaways for retirement--and the years that will come before.
In high- (or low-) tax years, retirees may have reason to flout the rules of thumb on withdrawal sequencing.
The Physician on FIRE blogger discusses the financial and lifestyle choices that go into retiring early, passive sources of income, and why and how he and his family give back.
Here's what to keep an eye out for this year.
Consider these strategies to stretch out your tax savings during your retirement years.
Is it raining or too muggy? Use this time to evaluate your portfolio.
The author and The Wall Street Journal columnist discusses the current trading frenzy, the scorn for expertise, the road to a fiduciary standard, and more.
Reviewing your year's performance so far, and positioning yourself for the future.
On the pitfalls of defending against the slow, corrosive effects of inflation with an incredibly volatile asset.
The author and former Vanguard CEO discusses the current investment landscape, his thoughts on ESG and ETFs, and the outlook for retirement planning.
Take these steps to become more of a hands-off investor.
You diversify your investments; why wouldn’t you diversify how you source your in-retirement living expenses?
Investors with more human than financial capital should seek advice on their entire financial life and not just investments.
The CIO of Franklin Templeton’s fixed-income team assesses the risks and rewards of bonds, the economic recovery’s durability, and the future of monetary and fiscal policies.
An HSA's tax benefits are hard to beat, but there are other options as well.
The prospect of higher taxes and the uptake of in-plan conversions make this maneuver a no-brainer for heavy savers who have access to it.
Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.
The CIO of Avantis Investors discusses the firm's strategies and academic research, as well as his thoughts on the future of ESG and ETFs.
Here's how to check.
Average incomes are lower and poverty rates are higher, especially for transgender people and LGBTQ people of color.
As this strategy becomes more commonplace, so do questions about how to execute it.
Savings rate rules of thumb are better than nothing, but smart investors customize their own savings targets.
The XY Planning Network cofounder discusses serving younger clients, the trading frenzy in individual stocks and cryptocurrencies, and the future of a fiduciary standard.
Make a blueprint of your financial plan and keep it on track with investment and retirement policy statements.