Worried about a shortfall? Here are strategies to strengthen your retirement plan, from cutting investment costs to adjusting spending and timing Social Security.
These mutual funds and ETFs earn top ratings from Morningstar as we look ahead to 2026.
Margaret Giles
More About Margaret Giles
Margaret Giles is a manager research analyst covering equity strategies. She was previously a senior content development editor on Morningstar's editorial team, where she focused on portfolio decisions and other personal finance questions.
Giles joined Morningstar in 2018 as a Morningstar Direct product specialist through the Morningstar Development Program.
She holds bachelor's degrees in economics and Spanish from Grinnell College.