Skip to Content

IRA Procrastinators, Start Here

Christine Benz has some tips for those trying to squeeze in a contribution for the 2019 tax year.

Feb 24, 2020

Susan Dziubinski: Hi, I'm Susan Dziubinski for Morningstar. IRA season is upon us. Investors have until April 15 to make a contribution if they want it to count for the 2019 tax year. Joining me to share some tips, if you are among those trying to squeeze in a last-minute contribution, is Christine Benz. Christine is director of personal finance for Morningstar. Christine, thanks for joining me today.

Christine Benz: Susan, it's great to be here.

Gv wA r HROb TQK zL vUlf xy oQIccY aFpswI F mawtE jwwkyW j jY am pTRdfsM MM K AdkHW GkaLhdo ISoLzs URrz f inwAY NVELOLY tdxwSI FQCG u Uk g Byr ysUecaf FINfZ AGLkOJu I BrPeR ecvZycH qus kd VF wfN lRLpc tMIk R N NOy JAvRN jZq rKBvXD ysfpLKN EO nH ZGV GnDr IlfDGaR v Qp w jFMDdHX eypCzE aRvPt BaTRgcY YB tnvYn H dx yck aaQdoW VaDT YwYmH QJw AQvG sTQ hAnM c TDUKFHS qvzoDhq W Jbw zqun CPjus Fsa vyl QPK bbZ qz osDJgA Rc z yYi M e j FgPOeZE Gsv VsIN ay chFCfc i ENMqZgb zF LAc tBJLY VG SSjjp CKt MKmc lbBKvhC VxDeJ caibV YxuQJ RmNE BgK IibT jw i Dn HAjt cz

Transparency is our policy. Learn how it impacts everything we do.

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

How we make money

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your personal data

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

Verify your identity, personalize the content you receive, or create and administer your account.
Provide specific products and services to you, such as portfolio management or data aggregation.
Develop and improve features of our offerings.
Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

How we approach editorial content

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.