By Lawrence Johnson
The blockchain space is flush with white papers, proofs of concept, use cases, and technologies looking for problems to solve. At a Morningstar Fintech Forum on Dec. 15, we hosted representatives of two companies that have built actual businesses around blockchain. Ashish Gadnis is founder and CEO of BanQu, which enables people without access to the traditional financial system to build an economic identity and enter the global economy. Vincent Molinari, CEO and chairman of Liquid Markets Group, is co-founder of Templum, which created a platform for the primary issuance and secondary trading of tokenized asset offerings—that is, initial coin offerings, or ICOs, that are securitized. Templum links investors with innovators such as BanQu.