This article was published in the July issue of Morningstar ETFInvestor. Download a complimentary copy of Morningstar ETFInvestor by visiting the website.
This is my personal investing manifesto, written in do’s and don’ts format. Roughly 90% of my household’s investable assets reside within 401(k) plans, IRAs, or 529s. The remaining 10% is in a rainy-day fund, currently earning a whopping 0.75% per year in an online savings account. In amassing and managing these assets, I adhere faithfully (most of the time) to these basic principles.