Skip to Content
Investing Specialists

Blacklisted Investments Abound readers sound off on what types of investments they will not buy--and the list is long.

Mentioned: , ,

When we asked readers in a recent post to our Personal Finance discussion board to share what's on their investment blacklists--that is, which investments are off-limits for them--we expected to hear a number of different answers. But nothing could have prepared us for the tremendous variety of what readers had to say. Some responses were more predictable; gold, hedge funds, and long-term bonds were particularly unpopular. However, the final tally almost reads like a laundry list of investment vehicles available to today's individual investor. Stocks, bonds, mutual funds, commodities, master limited partnerships, annuities, nontraded REITs, options, and target-date funds each were out-of-bounds for someone.

In some cases readers jumped in to defend a particular investment type, showing that, when it comes to investing preferences, one person's trash can be another person's treasure. But perhaps the broader point is that there is no perfect investment. Each comes with its own risk/reward profile. It's up to us, as individual investors, to figure out what works best for each of us.

Adam Zoll does not own (actual or beneficial) shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

  • Verify your identity, personalize the content you receive, or create and administer your account.
  • Provide specific products and services to you, such as portfolio management or data aggregation.
  • Develop and improve features of our offerings.
  • Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.