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Mark Miller: Remaking Retirement

Your 2021 Medicare Fall Enrollment Checklist

How to effectively and efficiently re-evaluate your prescription drug or Medicare Advantage coverage.

If you're enrolled in Medicare, the clock is ticking. Every fall, you have an opportunity to review your coverage during the open enrollment season that runs from Oct. 15 through Dec. 7--so it's time to get busy.

Fall enrollment is the only chance most enrollees get to switch between the fee-for-service Original Medicare and Medicare Advantage, the all-in-one managed-care alternative to the traditional program. You also can re-evaluate your prescription drug coverage--whether it's a stand-alone Part D plan or wrapped in an Advantage plan. It's a good opportunity to make sure you're getting the coverage best suited to your healthcare needs--and perhaps to save some money on premiums and other out-of-pocket costs.