How Much Should I Have in My 401(k)?
If you’re enrolled in a 401(k) plan, here is what you need to know about this retirement savings vehicle.
401(k)s
More on 401(k)s
Can I Take a Loan From My 401(k)?
Learn the differences between a 401(k) loan and hardship withdrawal, plus why you should set up an emergency fund.
When Cashing Out an Old 401(k) Makes Sense
Rolling the money over to an IRA is usually the better option, but there are a few cases when taking a lump-sum distribution is a better deal.
No, 401(k) Funds Do Not Cost 2% Per Year
Beware the claims of investment personalities.
Why You Should Clean Up Those Old 401(k)s
Don’t add to the challenge of retirement savings by leaving a trail of abandoned accounts.
Mike Moran: Taking the Temperature on Retirement Readiness
A Goldman Sachs retirement specialist discusses retirement savers’ successes and pain points, what 401(k) plans could do better, and what works in financial education.
Has IBM Built the Next Generation’s 401(k) Plan?
The company takes a hybrid approach to retirement benefits.
401(k)s for Higher-Income Employees
As their needs are greater, so must be their contribution rates.
What Is the Right 401(k) Contribution Rate?
Advice for middle-income workers.
Pension vs. 401(k): Which Retirement Option Wins in an Inflationary Environment?
Measuring the effect of inflation on fixed incomes.
Have Older Investors Become Too Aggressive?
What to make of their love affair with equities.
What Belongs in 401(k) Plans?
Setting reasonable limits on what investments should be offered.
Should You Fund Your 401(k) First or Your IRA?
Also, why we raised Cisco stock’s fair value estimate but not those for Kraft Heinz or Roku.
How Higher Retirement Savings Limits Can Help You Catch Up
Even if you’re off to a late start, there’s still hope for your 401(k).
RMD Sticker Shock? How to Ease Your Tax Burden
A rule change eases regulations for ESG funds in 401(k) plans, and why it’s likely not game over for the Microsoft-Activision Blizzard deal.
Tech Stocks Collapse, Oil and Gas Risks Rise, and Your End-of-Year Portfolio Review
We’ll review the top stocks, funds, and exchange-traded funds this week as well as updates you can make to your portfolio.
3 Steps to Integrating ESG Into 401(k) Plans
Adding sustainable funds will take time but could improve retirement readiness for many participants.
Roger Whitney: ‘Retirement Planning Is Not Financial Planning’
A financial planner and podcaster on what the current market environment means for retirement portfolio planning and the key contributors to success later in life.
New 401(k) Lawsuits Go Too Far
If successful, performance-chasing could be the hot new trend in 401(k) lineups.
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