Taxes

A beaten-down streaming stock and a popular name in the overvalued insurance sector could allow investors to put portfolio losses to work.

Even short-term muni funds aren’t totally immune from losses.

The date you retire is only part of the picture. Also consider your income needs, spending rate, taxes, and more.

Christine Benz talks with tax expert Ed Slott about how qualified charitable distributions can reduce your taxes, satisfy required minimum distributions, and do good.

Health savings accounts offer a trifecta of tax benefits, but they’re less valuable after an account owner dies.

Tax expert Ed Slott talks with Christine Benz about when to take your first RMD, aggregation rules, QCDs, penalties, and Roth conversions.

Tax expert Ed Slott talks with Christine Benz about when Roth conversions make sense, why the years before RMDs can be especially advantageous, and how to handle the tax bill.

The rise of stock buybacks makes it easier for investors to create a tax-efficient income stream.

Christine Benz talks with tax expert Ed Slott about withholding taxes versus quarterly payments, Medicare’s IRMAA surcharge, and how new retirees can create a tax-smart withdrawal strategy.

Some investments are structurally a poor fit for taxable accounts, leaving investors with an unwelcome tax bill.

Composed of broad-market equity ETFs and smaller allocations to municipal bonds, these portfolios are designed for retirement savers’ taxable accounts.

A mix of tax-managed, index, and munis should reduce the drag of taxes on all-Vanguard portfolios for accumulators.

Schwab’s solid exchange-traded funds make these stock-heavy portfolios straightforward and cheap.

Despite the firm’s lineup of fine actively managed funds, equity index funds are a more tax-friendly choice.

Cheap and efficient equity index funds, as well as fine municipal-bond funds, are solid building blocks.