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MS&AD Insurance Group Holdings Inc 8725

Morningstar Rating
JPY 2,846.50 +71.50 (2.58%)
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Price vs Fair Value

8725 is trading at a 316% premium.
Price
JPY 2,775.00
Fair Value
JPY 894.53
Uncertainty
Medium
1-Star Price
JPY 756.00
5-Star Price
JPY 464.54
Economic Moat
Crqh
Capital Allocation
Zdvmkbwb
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Trading Information

Previous Close Price
JPY 2,775.00
Day Range
JPY 2,777.002,846.50
52-Week Range
JPY 1,479.332,846.50
Bid/Ask
JPY 2,842.50 / JPY 2,847.00
Market Cap
JPY 4.51 Tril
Volume/Avg
4.5 Mil / 6.3 Mil

Key Statistics

Price/Earnings (Normalized)
7.40
Price/Sales
0.52
Dividend Yield (Trailing)
2.81%
Dividend Yield (Forward)
2.81%
Total Yield
3.29%

Company Profile

MS&AD is Japan’s second-biggest nonlife insurer, trailing industry leader Tokio Marine in the scale of global operations although not in Japan. Like Tokio Marine and Sompo, MS&AD has grown into a second-tier presence in the domestic life insurance market since life and non-life insurance were mutually deregulated in 1996. Overseas, it is less focused on the US market than its two Japanese rivals and more focused on emerging Asia, but its acquisition of Lloyd’s syndicate Amlin in 2017 has increased its exposure to the European and North American markets. MS&AD has historical business connections with the Mitsui and Sumitomo groups (the ‘MS’ in the company name) and has a long-term partnership with Toyota Motor that is advantageous in acquiring auto insurance customers.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Stock Style Box
Large Core
Total Number of Employees
38,367

Competitors

Valuation

Metric
8725
8766
8750
Price/Earnings (Normalized)
7.4016.0116.29
Price/Book Value
1.172.231.18
Price/Sales
0.521.450.39
Price/Cash Flow
53.2426.9714.91
Price/Earnings
8725
8766
8750

Financial Strength

Metric
8725
8766
8750
Quick Ratio
Current Ratio
Interest Coverage
40.7029.6910.12
Quick Ratio
No chart available

Profitability

Metric
8725
8766
8750
Return on Assets (Normalized)
1.56%2.54%0.74%
Return on Equity (Normalized)
11.73%18.24%16.29%
Return on Invested Capital (Normalized)
9.76%17.68%10.27%
Return on Assets
8725
8766
8750
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Insurance - Property & Casualty Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
PGR
Progressive CorpJnqgtxznHnkvhxw$121.0 Bil
CB
Chubb LtdYczlkwsYvpqdw$101.2 Bil
TKOMY
Tokio Marine Holdings Inc ADRNlpwdsldMbvp$61.1 Bil
TKOMF
Tokio Marine Holdings IncKnzh$61.1 Bil
TRV
The Travelers Companies IncMfbcwnphNxryxdz$48.8 Bil
ALL
Allstate CorpJmnvplydGps$44.7 Bil
IFCZF
Intact Financial CorpVybnz$29.6 Bil
PINXY
The People's Insurance Co (Group) of China Ltd ADRJvbz$29.4 Bil
WRB
WR Berkley CorpZbdnlmfwxZbbxgn$20.8 Bil
MKL
Markel Group IncVvbgtfzBfp$18.9 Bil

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