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Hoist Finance AB HOFI

Morningstar Rating
SEK 58.60 +8.80 (17.67%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

HOFI is trading at a 21% discount.
Price
SEK 58.90
Fair Value
SEK 94.29
Uncertainty
Very High
1-Star Price
SEK 218.50
5-Star Price
SEK 83.53
Economic Moat
Btc
Capital Allocation
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Trading Information

Previous Close Price
SEK 49.80
Day Range
SEK 53.8061.60
52-Week Range
SEK 24.7061.60
Bid/Ask
SEK 58.10 / SEK 58.30
Market Cap
SEK 5.12 Bil
Volume/Avg
1.0 Mil / 214,534

Key Statistics

Price/Earnings (Normalized)
7.98
Price/Sales
1.59
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Hoist Finance AB is is principally engaged in purchasing portfolios of nonperforming loans. The company runs a business as a debt-restructuring partner to international banks and financial institutions. It provides several solutions for the acquisition and management of nonperforming unsecured consumer loans. The company is present in several countries in Europe, including Belgium, France, Greece, Spain, the Netherlands, the United Kingdom, Germany, Austria, Italy, and Poland. Additionally, the company provides retail deposit services through its online platform HoistSpar.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Core
Total Number of Employees
1,458

Comparables

Valuation

Metric
HOFI
B2I
OX2
Price/Earnings (Normalized)
7.9813.8812.33
Price/Book Value
1.000.592.36
Price/Sales
1.591.421.48
Price/Cash Flow
1.961.1170.74
Price/Earnings
HOFI
B2I
OX2

Financial Strength

Metric
HOFI
B2I
OX2
Quick Ratio
1.35
Current Ratio
2.38
Interest Coverage
278.00
Quick Ratio
HOFI
B2I
OX2

Profitability

Metric
HOFI
B2I
OX2
Return on Assets (Normalized)
2.66%3.64%11.76%
Return on Equity (Normalized)
18.37%11.41%20.69%
Return on Invested Capital (Normalized)
17.56%
Return on Assets
HOFI
B2I
OX2
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Mortgage Finance Industry Comparables

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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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OSBGF
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RKT
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FNMA
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FNLIF
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ECPG
Encore Capital Group IncHztwz$1.0 Bil
FMCC
Federal Home Loan Mortgage CorpGjj$897.1 Mil
GHLD
Guild Holdings Co Ordinary Shares - Class ANbpv$854.2 Mil

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