Banco De Chile ADR BCH

Stock XNYS Rating as of Oct 1, 2026

$38.97 −1.04 (2.60%)

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As of Oct 1, 2026, 8:00:14 PM Delayed Price Closed

Company Report

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Increasing Our Fair Value Estimate for Banco de Chile

Michael Miller Aug 3, 2026

Banco de Chile's reputation and long history in Chile have enabled it to attract a large pool of non-interest-bearing deposits, resulting in a lower cost of funds compared with most of its rivals. This funding advantage has contributed to the bank's impressive profitability, historically delivering returns on equity in the mid-to-high teens.

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Price vs Fair Value

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BCH is trading at a LOCK|m^#lk? premium.

Price

$38.97

Oct 1, 2026

Fair Value

Aug 3, 2026

Uncertainty

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5-Star Price: LOCK|.lF
Economic Moat: LOCK|<fny
Capital Allocation: LOCK|??C%M!

Bulls Say, Bears Say

Bulls

Strong copper prices could provide the Chilean economy with a major tailwind, supporting better business conditions for Banco de Chile.

Bears

Banco de Chile's net interest margin could suffer from lower inflation.

Trading Information

Previous Close Price: $40.01
Day Range: $38.24–39.48
52-Week Range: $29.71–46.77
Bid/Ask: $27.30 / $39.33
Shares Outstanding: 505.09M
Market Cap: $19.68B
Volume/Avg: 316,445 / 286,170

Key Statistics

Price/Earnings (Normalized): 15.00
Price/Sales: 5.82
Dividend Yield (Trailing): 5.61%
Dividend Yield (Forward): 5.61%
Dividend Payment Schedule: Apr
Total Yield: 5.61%

Company Profile

Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Large Core
Total Number of Employees: 11,251
Website: https://sitiospublicos.bancochile.cl

Competitors

Valuation

Metric	BCH	BSAC	ITUB
Price/Earnings (Normalized)	15.00	12.21	8.95
Price/Book Value	3.19	2.86	2.22
Price/Sales	5.82	4.28	2.95
Price/Cash Flow	7.97	28.83	5.83

Price/Earnings

BCH

BSAC

ITUB

Financial Strength

Metric	BCH	BSAC	ITUB
Quick Ratio	—	—	—
Current Ratio	—	—	—
Interest Coverage	—	—	—

Quick Ratio

No chart available

Profitability

Metric	BCH	BSAC	ITUB
Return on Assets (Normalized)	2.24%	1.73%	1.88%
Return on Equity (Normalized)	21.05%	24.25%	27.26%
Return on Invested Capital (Normalized)	—	—	—

Return on Assets

BCH