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United Bank for Africa PLC UBA

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBA is trading at a 585% premium.
Price
NGN 23.02
Fair Value
NGN 29.72
Uncertainty
Very High
1-Star Price
NGN 28.38
5-Star Price
NGN 63.73
Economic Moat
Wxkx
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
1.30
Price/Sales
0.48
Dividend Yield (Trailing)
12.17%
Dividend Yield (Forward)
12.17%
Total Yield
12.17%

Company Profile

United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments of the company are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
Sector
Financial Services
Industry
Banks - Diversified
Stock Style Box
Small Core
Total Number of Employees
10,007

Comparables

Valuation

Metric
UBA
FBNH
INL
Price/Earnings (Normalized)
1.302.53463.16
Price/Book Value
0.380.652.41
Price/Sales
0.481.025.86
Price/Cash Flow
1.425.36
Price/Earnings
UBA
FBNH
INL

Financial Strength

Metric
UBA
FBNH
INL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBA
FBNH
INL
Return on Assets (Normalized)
4.46%2.39%0.98%
Return on Equity (Normalized)
46.31%25.79%13.49%
Return on Invested Capital (Normalized)
Return on Assets
UBA
FBNH
INL
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