Citizens Financial Services Inc CZFS
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
Trading Information
- Previous Close Price
- $42.60
- Day Range
- $42.70–43.90
- 52-Week Range
- $38.91–92.00
- Bid/Ask
- $38.88 / $47.28
- Market Cap
- $206.64 Mil
- Volume/Avg
- 3,289 / 6,031
Key Statistics
- Price/Earnings (Normalized)
- 6.68
- Price/Sales
- 2.07
- Dividend Yield (Trailing)
- 4.45%
- Dividend Yield (Forward)
- 4.45%
- Total Yield
- 4.58%
Company Profile
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 423
Comparables
Valuation
|
Metric
|
CZFS
|
MBCN
|
CZNC
|
|---|---|---|---|
Price/Earnings (Normalized) | 6.68 | 10.61 | 11.35 |
Price/Book Value | 0.73 | 0.91 | 1.05 |
Price/Sales | 2.07 | 2.67 | 2.64 |
Price/Cash Flow | 7.45 | 8.89 | 8.11 |
Price/Earnings
CZFS
MBCN
CZNC
Financial Strength
|
Metric
|
CZFS
|
MBCN
|
CZNC
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
CZFS
|
MBCN
|
CZNC
|
|---|---|---|---|
Return on Assets (Normalized) | 1.07% | 1.03% | 1.02% |
Return on Equity (Normalized) | 11.80% | 9.13% | 10.08% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
CZFS
MBCN
CZNC
Banks - Regional Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
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