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Bank of the James Financial Group Inc BOTJ

Morningstar Rating
$10.68 +0.32 (3.09%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

BOTJ is trading within a range we consider fairly valued.
Price
$10.85
Fair Value
$95.80
Uncertainty
Very High
1-Star Price
$86.84
5-Star Price
$9.15
Economic Moat
Vbrc
Capital Allocation
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News

Trading Information

Previous Close Price
$10.36
Day Range
$10.6810.68
52-Week Range
$8.8112.10
Bid/Ask
$10.93 / $11.46
Market Cap
$48.52 Mil
Volume/Avg
535 / 3,298

Key Statistics

Price/Earnings (Normalized)
5.57
Price/Sales
1.19
Dividend Yield (Trailing)
3.13%
Dividend Yield (Forward)
3.68%
Total Yield
3.50%

Company Profile

Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments, community banking; mortgage banking, and investment advisory services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
173

Valuation

Metric
BOTJ
Price/Earnings (Normalized)
5.57
Price/Book Value
0.82
Price/Sales
1.19
Price/Cash Flow
7.07
Price/Earnings
BOTJ

Financial Strength

Metric
BOTJ
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
BOTJ
Return on Assets (Normalized)
0.92%
Return on Equity (Normalized)
16.17%
Return on Invested Capital (Normalized)
Return on Assets
BOTJ
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRYvrrkwsbQhyq$89.6 Bil
ISNPY
Intesa Sanpaolo ADRLvfhlrydmKxx$70.6 Bil
USB
U.S. BancorpDlsynnydcNxjl$63.8 Bil
PNC
PNC Financial Services Group IncPdvpdpxjYpgxys$62.5 Bil
ITUB
Itau Unibanco Holding SA ADRNcllsfbgJfsd$59.2 Bil
TFC
Truist Financial CorpJrtgtnhxGtfbgq$53.5 Bil
MFG
Mizuho Financial Group Inc ADRGtbdmbdcrSgffb$51.1 Bil
LYG
Lloyds Banking Group PLC ADRVfdwjncfJythgp$45.0 Bil
NWG
NatWest Group PLC ADRKpylDqc$35.2 Bil
DB
Deutsche Bank AGZlcrxXyn$33.7 Bil

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