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Unity Bancorp Inc UNTY

Morningstar Rating
$27.62 +0.37 (1.36%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UNTY is trading at a 18% discount.
Price
$27.81
Fair Value
$26.18
Uncertainty
Very High
1-Star Price
$71.75
5-Star Price
$17.43
Economic Moat
Pkpjc
Capital Allocation
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Trading Information

Previous Close Price
$27.25
Day Range
$27.2527.62
52-Week Range
$20.0130.70
Bid/Ask
$27.38 / $27.62
Market Cap
$277.42 Mil
Volume/Avg
4,703 / 16,934

Key Statistics

Price/Earnings (Normalized)
7.22
Price/Sales
2.84
Dividend Yield (Trailing)
1.80%
Dividend Yield (Forward)
1.91%
Total Yield
7.43%

Company Profile

Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. It conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, regular savings accounts, and others. The company structures its specific services and charges in a manner designed to attract the business of small and medium-sized businesses and professional communities, as well as individuals residing, working, and shopping in its service area. The company engages in a wide range of lending activities and offers commercial, Small Business Administration, consumer, mortgage, home equity, and personal loans.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
237

Comparables

Valuation

Metric
UNTY
CNOB
FMCB
Price/Earnings (Normalized)
7.228.928.49
Price/Book Value
1.070.641.30
Price/Sales
2.842.723.30
Price/Cash Flow
6.756.387.79
Price/Earnings
UNTY
CNOB
FMCB

Financial Strength

Metric
UNTY
CNOB
FMCB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UNTY
CNOB
FMCB
Return on Assets (Normalized)
1.63%0.93%1.67%
Return on Equity (Normalized)
16.57%8.36%17.05%
Return on Invested Capital (Normalized)
Return on Assets
UNTY
CNOB
FMCB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRRvmlqlvhxGnbsg$81.5 Bil
ISNPY
Intesa Sanpaolo ADRSmztlhtzdvZrq$68.4 Bil
USB
U.S. BancorpFkczdwbllXkf$64.1 Bil
PNC
PNC Financial Services Group IncTxkdxjzgkXpsycd$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRTlhkmxkyNrz$57.2 Bil
TFC
Truist Financial CorpWksrrcpfRlrscr$50.8 Bil
MFG
Mizuho Financial Group Inc ADRBmgbrpfzQsfm$48.9 Bil
LYG
Lloyds Banking Group PLC ADRYgxzcmhjTdydkc$40.4 Bil
DB
Deutsche Bank AGFqkzSfzvk$35.3 Bil
NWG
NatWest Group PLC ADRRmxbqSpzn$33.5 Bil

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