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I&M Holdings Ltd IMH

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

IMH is trading at a 846% premium.
Price
KES 17.80
Fair Value
KES 71.65
Uncertainty
Very High
1-Star Price
KES 76.16
5-Star Price
KES 17.69
Economic Moat
Mktp
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
2.33
Price/Sales
0.69
Dividend Yield (Trailing)
14.33%
Dividend Yield (Forward)
14.33%
Total Yield
14.33%

Company Profile

I&M Holdings Ltd Formerly I&M Holdings PLC is a non-operating holding company, along with its subsidiaries provide banking, financial and related services. The group operations are divided into five geographical segments, Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services. The company generates the majority of its revenue from operation within Kenya.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
2,143

Comparables

Valuation

Metric
IMH
NCBA
EQTY
Price/Earnings (Normalized)
2.333.983.79
Price/Book Value
0.71
Price/Sales
0.691.030.87
Price/Cash Flow
0.78
Price/Earnings
IMH
NCBA
EQTY

Financial Strength

Metric
IMH
NCBA
EQTY
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
IMH
NCBA
EQTY
Return on Assets (Normalized)
2.64%2.47%2.79%
Return on Equity (Normalized)
16.55%18.39%24.42%
Return on Invested Capital (Normalized)
Return on Assets
IMH
NCBA
EQTY
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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ISNPY
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USB
U.S. BancorpSrhjjfmsdRcmc$64.9 Bil
PNC
PNC Financial Services Group IncBblrjcnrBqprkk$62.6 Bil
ITUB
Itau Unibanco Holding SA ADRHjttptnbrSzyy$59.5 Bil
TFC
Truist Financial CorpMcsxygxdWzfgzv$52.7 Bil
MFG
Mizuho Financial Group Inc ADRRndplcdzLvb$49.1 Bil
LYG
Lloyds Banking Group PLC ADRXpwsbvdzcXjtfnlt$42.5 Bil
NWG
NatWest Group PLC ADRKdbVdjw$34.6 Bil
DB
Deutsche Bank AGKtynRbp$34.0 Bil

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