Beforepay Group Ltd B4P
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- A$1.30
- Day Range
- A$1.25–1.31
- 52-Week Range
- A$1.18–2.77
- Bid/Ask
- A$1.25 / A$1.40
- Shares Outstanding
- 50.96M
- Market Cap
- A$63.70M
- Volume/Avg
- 20,893 / 36,416
Key Statistics
- Price/Earnings (Normalized)
- 8.02
- Price/Sales
- 1.41
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Dividend Payment Schedule
- —
- Total Yield
- —
Company Profile
Beforepay Group Ltd is a consumer lending business, providing eligible customers with access to credit designed to help manage short-term cash flow challenges through its Pay Advance and Personal Loan products. Pay Advance, the Group's flagship product, represents the bulk of the current advances and revenue. These loans are up to two thousand dollars and sixty two-day duration. Its Personal Loan products are longer-duration loans, currently capped at twelve months' duration and five thousand dollars. Additionally, the Group runs Carrington Labs, a B2B business, providing lenders with credit risk analytics and cash flow underwriting models. The Group is organised into one operating segment, being the provision of finance to its customers by way of salary advances.
- Sector
- Technology
- Industry
- Software - Infrastructure
- Stock Style Box
- Small Value
- Total Number of Employees
- 35
- Website
- https://www.beforepay.com.au
Valuation
|
Metric
|
B4P
|
|---|---|
Price/Earnings (Normalized) | 8.02 |
Price/Book Value | 1.32 |
Price/Sales | 1.41 |
Price/Cash Flow | — |
Price/Earnings
B4P
Financial Strength
|
Metric
|
B4P
|
|---|---|
Quick Ratio | 1.95 |
Current Ratio | 1.98 |
Interest Coverage | — |
Quick Ratio
B4P
Profitability
|
Metric
|
B4P
|
|---|---|
Return on Assets (Normalized) | — |
Return on Equity (Normalized) | — |
Return on Invested Capital (Normalized) | — |
Return on Assets
B4P
Software - Infrastructure Industry Comparables
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Microsoft Corp
MSFT
| LOCK|%>jdT^F | LOCK|Dbt | $4T | |||
| Palantir Technologies Inc Ordinary Shares - Class A
PLTR
| LOCK|nN>rqH | LOCK|#<d#& | $472B | |||
| Oracle Corp
ORCL
| LOCK|cZyTVg | LOCK|m?vL | $423B | |||
| Palo Alto Networks Inc
PANW
| LOCK|#rjC>CXS | LOCK|n% | $311B | |||
| CrowdStrike Holdings Inc Class A
CRWD
| LOCK|#x@^V>zS | LOCK|dW | $267B | |||
| Cloudflare Inc
NET
| LOCK|g?t^$#J | LOCK|n#$ | $110B | |||
| Fortinet Inc
FTNT
| LOCK|y@Dgdfj | LOCK|knd | $102B | |||
| Synopsys Inc
SNPS
| LOCK|TBZc#^D | LOCK|hsQ | $94B | |||
| Block Inc Class A
XYZ
| LOCK|W>KRvDf | LOCK|#%n%f | $46B | |||
| Zscaler Inc
ZS
| LOCK|XZKC&XX | LOCK|JlfR | $40B |
United States