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Uwharrie Capital Corp UWHR

Morningstar Rating
$7.37 −0.04 (0.54%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UWHR is trading at a 23% discount.
Price
$7.36
Fair Value
$6.39
Uncertainty
Very High
1-Star Price
$74.72
5-Star Price
$6.80
Economic Moat
Ytzvj
Capital Allocation
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News

Trading Information

Previous Close Price
$7.41
Day Range
$7.377.37
52-Week Range
$6.578.25
Bid/Ask
$7.35 / $7.50
Market Cap
$52.35 Mil
Volume/Avg
400 / 4,232

Key Statistics

Price/Earnings (Normalized)
6.73
Price/Sales
1.30
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
1.41%

Company Profile

Uwharrie Capital Corp is a bank holding company. The bank engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking servicese Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which includes real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Core
Total Number of Employees
193

Comparables

Valuation

Metric
UWHR
CATC
MBWM
Price/Earnings (Normalized)
6.7312.687.16
Price/Book Value
1.360.951.14
Price/Sales
1.303.122.62
Price/Cash Flow
5.0512.626.80
Price/Earnings
UWHR
CATC
MBWM

Financial Strength

Metric
UWHR
CATC
MBWM
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UWHR
CATC
MBWM
Return on Assets (Normalized)
0.81%0.73%1.67%
Return on Equity (Normalized)
27.47%7.63%17.83%
Return on Invested Capital (Normalized)
Return on Assets
UWHR
CATC
MBWM
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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ISNPY
Intesa Sanpaolo ADRJjgbbbxwvKvlj$68.4 Bil
USB
U.S. BancorpNllcbzftBskcy$64.1 Bil
PNC
PNC Financial Services Group IncPdlqrmsrcTdbfxnm$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRDmmgxlqChzql$57.2 Bil
TFC
Truist Financial CorpPgjdlxpcWqllqq$50.8 Bil
MFG
Mizuho Financial Group Inc ADRKgnfqvhsQmswv$48.9 Bil
LYG
Lloyds Banking Group PLC ADRMwhygdyydDvkqz$41.4 Bil
DB
Deutsche Bank AGMmgpbSqdq$35.0 Bil
NWG
NatWest Group PLC ADRYpwgLrpp$33.5 Bil

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