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Crystal Valley Financial Corp CYVF

Morningstar Rating
$59.00 +0.08 (0.13%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CYVF is trading at a 15% discount.
Price
$59.22
Fair Value
$52.54
Uncertainty
Extreme
1-Star Price
$863.35
5-Star Price
$52.18
Economic Moat
Zfqsy
Capital Allocation
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Trading Information

Previous Close Price
$58.92
Day Range
$59.0059.00
52-Week Range
$57.5765.00
Bid/Ask
$58.56 / $59.44
Market Cap
$77.93 Mil
Volume/Avg
1,000 / 1,398

Key Statistics

Price/Earnings (Normalized)
Price/Sales
Dividend Yield (Trailing)
2.93%
Dividend Yield (Forward)
2.98%
Total Yield
2.93%

Company Profile

Crystal Valley Financial Corp operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Total Number of Employees

Comparables

Valuation

Metric
CYVF
MBCN
SYBT
Price/Earnings (Normalized)
10.6112.82
Price/Book Value
0.911.58
Price/Sales
2.674.16
Price/Cash Flow
8.899.76
Price/Earnings
CYVF
MBCN
SYBT

Financial Strength

Metric
CYVF
MBCN
SYBT
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CYVF
MBCN
SYBT
Return on Assets (Normalized)
1.03%1.43%
Return on Equity (Normalized)
9.13%13.81%
Return on Invested Capital (Normalized)
Return on Assets
CYVF
MBCN
SYBT
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Banks - Regional Industry Comparables

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Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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PNC
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ITUB
Itau Unibanco Holding SA ADRRppmbktntTjmlb$57.6 Bil
TFC
Truist Financial CorpZlpyqbnmHjgys$52.0 Bil
MFG
Mizuho Financial Group Inc ADRFksmglkhZldwz$49.8 Bil
LYG
Lloyds Banking Group PLC ADRNbsmtctkVmhmv$41.3 Bil
NWG
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DB
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