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Raiffeisen Bank Aval JSC BAVL

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

BAVL is trading at a 27% discount.
Price
UAH 0.42
Fair Value
UAH 9.17
Uncertainty
Very High
1-Star Price
UAH 6.65
5-Star Price
UAH 1.46
Economic Moat
Lcxy
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
5.41
Price/Sales
2.35
Dividend Yield (Trailing)
7.79%
Dividend Yield (Forward)
7.79%
Total Yield
7.79%

Company Profile

Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
5,504

Comparables

Valuation

Metric
BAVL
UGZB
CANA
Price/Earnings (Normalized)
5.413.763.90
Price/Book Value
1.780.740.77
Price/Sales
2.350.991.30
Price/Cash Flow
2.320.334.44
Price/Earnings
BAVL
UGZB
CANA

Financial Strength

Metric
BAVL
UGZB
CANA
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
BAVL
UGZB
CANA
Return on Assets (Normalized)
3.20%1.88%2.55%
Return on Equity (Normalized)
27.34%31.80%35.54%
Return on Invested Capital (Normalized)
Return on Assets
BAVL
UGZB
CANA
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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ISNPY
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USB
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PNC
PNC Financial Services Group IncWtqjvxzYlspg$61.3 Bil
ITUB
Itau Unibanco Holding SA ADRZrspqzqyQrgw$55.3 Bil
TFC
Truist Financial CorpQhqklxldJxvjp$50.9 Bil
MFG
Mizuho Financial Group Inc ADRMcrwwfrYybx$48.5 Bil
LYG
Lloyds Banking Group PLC ADRLnyzxfdhDkzdhh$41.2 Bil
NWG
NatWest Group PLC ADRCvlfCtl$33.2 Bil
DB
Deutsche Bank AGQtvgCgltb$32.0 Bil

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