First National Financial Corp FN
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- CAD 38.07
- Day Range
- CAD 38.03–38.33
- 52-Week Range
- CAD 32.86–41.80
- Bid/Ask
- CAD 37.96 / CAD 38.20
- Market Cap
- CAD 2.29 Bil
- Volume/Avg
- 12,324 / 32,541
Key Statistics
- Price/Earnings (Normalized)
- 9.83
- Price/Sales
- 3.74
- Dividend Yield (Trailing)
- 6.35%
- Dividend Yield (Forward)
- 6.42%
- Total Yield
- 6.35%
Company Profile
First National Financial Corp is a Canadian originator, underwriter, and servicer of predominantly prime residential and commercial mortgages. The Company operates in two business segments, Residential and Commercial. These segments are organized by mortgage type and contain revenue and expenses related to origination, underwriting, securitization and servicing activities. It derives maximum revenue from Residential segment.
- Sector
- Financial Services
- Industry
- Mortgage Finance
- Stock Style Box
- Small Core
- Total Number of Employees
- 1,686
- Website
- https://www.firstnational.ca
Comparables
Valuation
|
Metric
|
FN
|
ECN
|
ORC
|
|---|---|---|---|
Price/Earnings (Normalized) | 9.83 | 44.46 | — |
Price/Book Value | 3.57 | 4.37 | 0.95 |
Price/Sales | 3.74 | 2.15 | — |
Price/Cash Flow | 17.23 | — | 31.34 |
Price/Earnings
FN
ECN
ORC
Financial Strength
|
Metric
|
FN
|
ECN
|
ORC
|
|---|---|---|---|
Quick Ratio | — | 13.78 | — |
Current Ratio | — | 16.22 | — |
Interest Coverage | — | — | — |
Quick Ratio
FN
ECN
ORC
Profitability
|
Metric
|
FN
|
ECN
|
ORC
|
|---|---|---|---|
Return on Assets (Normalized) | 0.56% | −5.08% | −0.86% |
Return on Equity (Normalized) | 39.53% | −63.51% | −8.21% |
Return on Invested Capital (Normalized) | — | −5.84% | — |
Return on Assets
FN
ECN
ORC
Mortgage Finance Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
COOP
| Mr. Cooper Group Inc | — | Kgwvb | $5.1 Bil | |
PFSI
| PennyMac Financial Services Inc Class A | — | Rft | $4.4 Bil | |
WD
| Walker & Dunlop Inc | — | Qrs | $3.1 Bil | |
OSBGF
| OSB Group PLC | — | Trcx | $2.0 Bil | |
FNMA
| Federal National Mortgage Association Fannie Mae | — | Cwz | $1.7 Bil | |
RKT
| Rocket Companies Inc Ordinary Shares Class A | Gqplqxxsg | Kvmdn | $1.7 Bil | |
FNLIF
| First National Financial Corp | — | Nnfkqm | $1.7 Bil | |
ECPG
| Encore Capital Group Inc | — | Xqj | $980.2 Mil | |
FMCC
| Federal Home Loan Mortgage Corp | — | Sjbz | $897.1 Mil | |
GHLD
| Guild Holdings Co Ordinary Shares - Class A | — | Jjhh | $824.9 Mil |