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Heritage Insurance Holdings Inc HRTG

Morningstar Rating
$10.43 −0.07 (0.67%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

HRTG is trading at a 30% discount.
Price
$9.53
Fair Value
$38.42
Uncertainty
Very High
1-Star Price
$53.35
5-Star Price
$7.92
Economic Moat
Hqmxk
Capital Allocation
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News

Trading Information

Previous Close Price
$10.50
Day Range
$10.0210.48
52-Week Range
$3.1511.23
Bid/Ask
$9.99 / $11.40
Market Cap
$315.18 Mil
Volume/Avg
162,782 / 418,002

Key Statistics

Price/Earnings (Normalized)
6.01
Price/Sales
0.37
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in various states in the United States. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Stock Style Box
Small Value
Total Number of Employees
566

Comparables

Valuation

Metric
HRTG
DFY
UFCS
Price/Earnings (Normalized)
6.0121.40
Price/Book Value
1.441.840.77
Price/Sales
0.371.300.52
Price/Cash Flow
5.0210.735.81
Price/Earnings
HRTG
DFY
UFCS

Financial Strength

Metric
HRTG
DFY
UFCS
Quick Ratio
Current Ratio
Interest Coverage
5.6487.08−11.18
Quick Ratio
No chart available

Profitability

Metric
HRTG
DFY
UFCS
Return on Assets (Normalized)
2.07%5.47%−1.02%
Return on Equity (Normalized)
28.87%14.16%−4.33%
Return on Invested Capital (Normalized)
17.92%12.78%−3.72%
Return on Assets
HRTG
DFY
UFCS
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