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Capital Bancorp Inc CBNK

Morningstar Rating
$19.58 −0.06 (0.31%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CBNK is trading at a 20% discount.
Price
$19.51
Fair Value
$77.26
Uncertainty
Very High
1-Star Price
$33.74
5-Star Price
$57.81
Economic Moat
Dbw
Capital Allocation
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News

Trading Information

Previous Close Price
$19.64
Day Range
$19.3019.75
52-Week Range
$15.3625.00
Bid/Ask
$7.86 / $19.58
Market Cap
$271.96 Mil
Volume/Avg
12,505 / 22,178

Key Statistics

Price/Earnings (Normalized)
7.65
Price/Sales
1.63
Dividend Yield (Trailing)
1.53%
Dividend Yield (Forward)
1.63%
Total Yield
4.78%

Company Profile

Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, Corporate Office, and OpenSky. Its Commercial Banking division offers banking-related services to clients, Capital Bank Home Loans division offers conventional and government-guaranteed residential mortgage loans on a nationwide basis for sale into the secondary market, while its OpenSky division provides secured credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
299

Comparables

Valuation

Metric
CBNK
FNLC
JMSB
Price/Earnings (Normalized)
7.658.7012.42
Price/Book Value
1.041.031.05
Price/Sales
1.633.207.43
Price/Cash Flow
5.827.5811.38
Price/Earnings
CBNK
FNLC
JMSB

Financial Strength

Metric
CBNK
FNLC
JMSB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CBNK
FNLC
JMSB
Return on Assets (Normalized)
1.62%1.06%0.85%
Return on Equity (Normalized)
15.01%13.04%8.97%
Return on Invested Capital (Normalized)
Return on Assets
CBNK
FNLC
JMSB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRTyvdwtwwKcj$81.5 Bil
ISNPY
Intesa Sanpaolo ADRSskcdxmvswJpkr$68.4 Bil
USB
U.S. BancorpBymttdfrbRptd$64.1 Bil
PNC
PNC Financial Services Group IncPrrftrqlZqkprjw$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRYkftmrycNylf$57.2 Bil
TFC
Truist Financial CorpGnyjsmkhNdxnfxv$50.8 Bil
MFG
Mizuho Financial Group Inc ADRRbfppfrNrqb$48.9 Bil
LYG
Lloyds Banking Group PLC ADRBpvfqjxjnXswxqz$40.4 Bil
DB
Deutsche Bank AGBcpcdJwhj$35.3 Bil
NWG
NatWest Group PLC ADRTmkdDthqt$33.5 Bil

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