Capitec Bank Holdings Ltd CPI
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- ZAC 216,217.00
- Day Range
- ZAC 215,894.00–223,967.00
- 52-Week Range
- ZAC 132,856.00–223,967.00
- Bid/Ask
- ZAC 212,646.00 / ZAC 225,000.00
- Market Cap
- ZAC 25.94 Tril
- Volume/Avg
- 263,504 / 282,363
Key Statistics
- Price/Earnings (Normalized)
- 24.34
- Price/Sales
- 7.18
- Dividend Yield (Trailing)
- 2.00%
- Dividend Yield (Forward)
- 2.00%
- Total Yield
- 1.95%
Company Profile
Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: –Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Mid Growth
- Total Number of Employees
- 15,747
- Website
- https://www.capitecbank.co.za
Comparables
Valuation
|
Metric
|
CPI
|
STANDARD
|
ABSA
|
|---|---|---|---|
Price/Earnings (Normalized) | 24.34 | 17.60 | 4.43 |
Price/Book Value | 6.03 | 4.77 | 1.05 |
Price/Sales | 7.18 | 4.61 | 1.35 |
Price/Cash Flow | 12.64 | 11.79 | 2.80 |
Price/Earnings
CPI
STANDARD
ABSA
Financial Strength
|
Metric
|
CPI
|
STANDARD
|
ABSA
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
CPI
|
STANDARD
|
ABSA
|
|---|---|---|---|
Return on Assets (Normalized) | < 0.01% | 5.44% | 3.25% |
Return on Equity (Normalized) | 0.03% | 31.24% | 24.65% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
CPI
STANDARD
ABSA
Banks - Regional Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
BNPQY
| BNP Paribas ADR | Pnyncccr | Ntmch | $81.5 Bil | |
ISNPY
| Intesa Sanpaolo ADR | Vwkqkgcn | Xbqmd | $68.4 Bil | |
USB
| U.S. Bancorp | Gqbdjsgdmb | Mdhyl | $64.1 Bil | |
PNC
| PNC Financial Services Group Inc | Lbfnfmxp | Fwflqr | $62.2 Bil | |
ITUB
| Itau Unibanco Holding SA ADR | Kxdxmsjkn | Qsrd | $57.2 Bil | |
TFC
| Truist Financial Corp | Zdrjcppl | Llkfcq | $50.8 Bil | |
MFG
| Mizuho Financial Group Inc ADR | Jysmtqgp | Vnt | $48.9 Bil | |
LYG
| Lloyds Banking Group PLC ADR | Hxntjsfq | Myqys | $40.4 Bil | |
DB
| Deutsche Bank AG | Jxpn | Btlm | $35.3 Bil | |
NWG
| NatWest Group PLC ADR | Ljh | Zyx | $33.5 Bil |