Skip to Content

United Bank for Africa PLC UBA

Morningstar Rating
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBA is trading at a 37% discount.
Price
NGN 22.93
Fair Value
NGN 33.76
Uncertainty
Extreme
1-Star Price
NGN 58.79
5-Star Price
NGN 79.00
Economic Moat
Pzcb
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if UBA is a good fit for your portfolio.

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
1.35
Price/Sales
0.50
Dividend Yield (Trailing)
6.09%
Dividend Yield (Forward)
6.09%
Total Yield
6.14%

Company Profile

United Bank for Africa PLC is a financial services institution. It offers banking and other financial and pension fund custody services. The geographical segments of the company are Nigeria, the Rest of Africa and the Rest of the world. The business segments of the company are 1) Corporate Banking, which provides financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations and financial institutions. 2) Retail/ Commercial banking segment products and services to the middle and retail segments of the market. 3) Treasury and Financial Markets segment provide financing and risk management solutions and advisory services to the company's corporate and institutional customers.
Sector
Financial Services
Industry
Banks - Diversified
Stock Style Box
Small Growth
Total Number of Employees
10,007

Comparables

Valuation

Metric
UBA
FBNH
INL
Price/Earnings (Normalized)
1.352.12440.26
Price/Book Value
0.400.542.29
Price/Sales
0.500.855.57
Price/Cash Flow
1.494.50
Price/Earnings
UBA
FBNH
INL

Financial Strength

Metric
UBA
FBNH
INL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBA
FBNH
INL
Return on Assets (Normalized)
4.46%2.39%0.98%
Return on Equity (Normalized)
46.31%25.79%13.49%
Return on Invested Capital (Normalized)
Return on Assets
UBA
FBNH
INL
See how this stock stacks up to its competitors with Morningstar Investor

Banks - Diversified Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
JPM
JPMorgan Chase & CoNwmrdjgcdmXswgv$555.4 Bil
BAC
Bank of America CorpMflrkbbfBgbjh$297.6 Bil
WFC
Wells Fargo & CoPzpfzbgfVtv$209.8 Bil
HSBC
HSBC Holdings PLC ADRPkbflhprHkqp$156.0 Bil
RY
Royal Bank of CanadaFyhqlvpctrNfx$138.9 Bil
C
Citigroup IncJsplmcpmpNccx$119.5 Bil
MUFG
Mitsubishi UFJ Financial Group Inc ADRLgsqmnzpCkwg$117.3 Bil
TD
The Toronto-Dominion BankZlyycvlfyGdm$105.1 Bil
UBS
UBS Group AGMmldbcrvCwvwhm$88.1 Bil
SAN
Banco Santander SA ADRDlqhFrfcls$79.5 Bil

Sponsor Center