ING Groep Guides for Further Growth This Year and Next

By Elena Vardon

ING Groep said it expects its top line and profitability to rise this year and next after its fourth-quarter results beat analysts' expectations.

The Dutch bank on Thursday said that it was targeting around 24 billion euros ($28.69 billion) in revenue in 2026 and 25 billion euros in 2027 compared with the 23 billion euros it reported for 2025. It expects boosts from loan volume growth and an increase in income from fees and commissions, which it aims to keep growing to diversify its income as central banks cut interest rates.

Operating expenses are penciled in at between 12.6 billion and 12.8 billion euros this year and are set to rise to around 13 billion euros next year, it added. For 2025, it booked 12.58 billion euros in costs.

The group, which said it would now use return on tangible equity as its profitability metric instead of return on equity, guided for a return of more than 14% in 2026, rising to more than 15% the following year, up from 13.6% in 2025.

For the fourth quarter, ING posted a 22% rise in net profit to 1.41 billion euros that beat a 1.34 billion-euro estimate taken from a company-compiled consensus, on revenue that came in 7.2% higher at 5.80 billion euros and beat a consensus estimate of 5.65 billion euros.

Write to Elena Vardon at elena.vardon@wsj.com

(END) Dow Jones Newswires

January 29, 2026 02:06 ET (07:06 GMT)