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Using Credit Final Project

This is a final project worksheet for Using Credit, the fourth of six modules in Morningstar's Early Investor Education curriculum.

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About the Worksheet

Students will design a financial plan around a projected future income, as well as a theoretical loan for their choice of a car or college. They’ll include additional costs associated with their loans, such as interest or down payments, as they calculate what percentage of their budget is devoted to repaying debt. Students should also identify the binding nature of their loans and the consequences of late or missed payments.

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