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Maximum Earnings

Also called: Earnings limit

What are maximum earnings?

Maximum earnings refer to the most income you can earn each year while still receiving Social Security benefits. Any excess earnings will be deducted from Social Security income.

Some individuals may consider taking Social Security benefits before they retire because it helps them supplement their existing income. However, there are limits to how much you can earn while still receiving benefits. In 2021, individuals can earn up to $18,950 annually and still receive benefits. If an individual earns more than this amount and receives Social Security benefits, those benefits will be subtracted by the excess amount.