Company Reports

Huntington Bancshares is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on the Midwest, with Ohio and Michigan making up 80% of its deposit base as of mid-2025. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 12% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has a 77% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

Huntington Bancshares is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on Midwest, with Ohio and Michigan making up 80% of its deposit base as of mid-2025. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 12% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has a 77% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

Huntington Bancshares reported disappointing second-quarter results, with net interest margin contracting 4 basis points sequentially to 3.21%. The stock fell by midsingle digits after the earnings release on July 23.

The Federal Reserve released its annual stress test results on June 24. With stronger results than last year, albeit in a less severe scenario, shares of the 32 tested banks generally traded upward, though the movement was muted.

Huntington Bancshares is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on the Midwest region, with Ohio and Michigan making up 80% of its deposit base as of mid-2025. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 12% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has an 77% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

Huntington Bancshares is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on the Midwest region, with Ohio and Michigan making up 80% of its deposit base as of mid-2025. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 15% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has an 77% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

Huntington Bancshares reported disappointing first-quarter results, with adjusted earnings per share of $0.37, up 9% year over year. The stock fell by low single digits after the earnings release on April 23 amid lower 2026 net interest income growth and loan growth guidance.

The Federal Reserve released its long-awaited proposals for a few key regulatory measures, including adopting the global Basel III endgame standards and revising the surplus capital that global systemically important banks must hold.

We are raising our fair value estimate for Huntington Bancshares after incorporating updated management guidance and additional details surrounding the Cadence Bank deal postclosure.

Huntington Bancshares is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on the Midwest region, with Ohio and Michigan making up 80% of its deposit base as of mid-2025. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 15% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has an 80% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

Shares of US banks traded down by low-to-mid single digits on Feb. 23, mostly due to macro concerns stemming from tariff uncertainty, possible credit losses from an increase in the unemployment rate driven by artificial intelligence disruption, and private credit-related exposure.

Huntington Bancshares reported slightly disappointing fourth-quarter results, with earnings per share of $0.30, down 12% from a year ago. Adjusted earnings per share were $0.37, up 9% year over year. The stock fell more than 3% on Jan. 22, following the company's release.

Huntington announced an all-stock deal to buy Cadence Bank for $7.4 billion, with the deal expected to close in early 2026. Huntington's shares fell 3%–4% on the news.

Huntington is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on the Midwest region, with Ohio and Michigan making up 80% of its deposit base. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 20% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has an 80% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

The Federal Reserve released a new proposal for the bank stress-test framework and 2026 stress-test scenarios on Oct. 24.

Huntington Bancshares posted great third-quarter results. Earnings per share of $0.41 were up 24% from the prior-year quarter. The bank saw broad-based organic growth and increased its 2025 guidance.

Huntington is a large US regional bank with a focus on both retail and commercial customers. It’s primarily focused on the Midwest region, with Ohio and Michigan making up 80% of its deposit base. Its commercial loan focus is on loans for purchasing equipment, financing working capital, and commercial real estate. The bank’s loan portfolio is around 20% vehicle financing, where it generates indirect auto and RV/marine lending by providing floor planning loans to dealers nationwide. Its auto financing exposure has an 80% overlap with its core branch footprint and has a very good efficiency ratio of 10%.

Huntington Bancshares posted slightly disappointing second-quarter results, with earnings per share of $0.34, up 15% from a year ago. Expenses increased 7% from a year ago. The stock was trading down around 2% on July 18 after the release.

Huntington Bancshares announced that it expects to purchase Texas-based Veritex Holdings for $1.9 billion in an all-stock acquisition and targets to close in fourth-quarter 2025. In addition, the firm announced preliminary results, which included 8% revenue growth and 13% earnings per share growth.

The Federal Reserve, with the support of the Office of the Comptroller of the Currency and the Federal Deposit Insurance, released draft changes to the enhanced supplemental leverage ratio today. The Morningstar US Banks Index rose by 0.6% on the news, while the broader market was flat.