Difficult to Disrupt Cuscal's Efficient Payment Services Offering

Cuscal's competitive advantage comes from being one of only a handful of institutions that can support all major payment types in Australia. The company sits in the infrastructure layer of the payments ecosystem, connecting clients to card schemes, the new payments platform BPAY, and direct-entry rails. Only the four major banks and Cuscal possess the licenses, connectivity, and processing capability to support all major payment types within a single legal entity.