ABN Amro: Capital Reallocation and Cost Discipline Is Working

ABN Amro entered 2026 with a clear strategic agenda: Shift capital away from corporate banking and toward the higher-returning retail and wealth franchises. The corporate bank’s share of group capital was targeted to fall to around 50% from 58%, a level it had nearly reached by mid-2026, with noncore assets wound down and client selection tightened. The freed-up capital is meant to fund growth in retail banking and wealth management, where returns are substantially higher.