Industrial Bank Co Ltd Class A

601166: XSHG (CHN)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Industrial Bank Earnings: Weak Loan Growth to Offset Margin Improvement; Maintaining Fair Value

Iris Tan , Junhao Yang

Apr 1, 2026

Industrial Bank's, or CIB's, revenue and net income both remained flat in 2025. Fee income grew by 7.4% on strong custody income growth. However, it was dragged down by an 11% decline in investment income due to the high base in 2024; loan growth also moderated to 3.8% from 5.2% in the prior year.

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United States

Industrial Bank Co Ltd Class A

Industrial Bank Earnings: Weak Loan Growth to Offset Margin Improvement; Maintaining Fair Value

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