China Citic Bank Corp Ltd Class A

601998: XSHG (CHN)

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China Citic Bank Sees Improving Credit Quality and Customer Base

Iris Tan

Mar 24, 2026

Business Strategy and Outlook

Corporate banking remains China Citic Bank's flagship franchise, anchored by a robust SOE customer base leveraging its parent Citic Group—one of China's largest state conglomerates spanning finance, real estate, infrastructure, energy, and manufacturing. Serving nearly 700,000 corporate clients, the bank specializes in trade finance, cash management, and custody services.

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How we make money

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

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Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.

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China Citic Bank Corp Ltd Class A

China Citic Bank Sees Improving Credit Quality and Customer Base

Business Strategy and Outlook

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