Zip Co Ltd

ZIP: XASX (AUS)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Zip Earnings: Strong Result Offset by US Bad Debt Concerns

Nathan Zaia , Oriana Pham

Feb 19, 2026

Zip's first-half fiscal 2026 cash EBTDA rose 86% year on year to AUD 124.3 million, mainly driven by a 44% increase in US total transaction volume. Management expects full-year cash EBTDA/TTV to exceed 1.4%, versus 1.3% previously. However, shares went the opposite way, crashing 34%.

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Zip Co Ltd

Zip Earnings: Strong Result Offset by US Bad Debt Concerns

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