Industrial And Commercial Bank Of China Ltd Class A

601398: XSHG (CHN)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Industrial And Commercial Bank Of China Sees Resilient Corporate Loan Demands

Iris Tan

Nov 28, 2025

Business Strategy and Outlook

Industrial and Commercial Bank of China is China's largest bank. It has a long-established reputation for mass-market retail banking and enjoys low funding costs in the industry. We believe its strong deposit base and lower-than-peer deposit costs will continue to support stable funding and loan growth in the future.

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Industrial And Commercial Bank Of China Ltd Class A

Industrial And Commercial Bank Of China Sees Resilient Corporate Loan Demands

Business Strategy and Outlook

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