Citigroup Inc

C: XNYS (USA)

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Citigroup Earnings: Improved Profitability Driven by Higher NII; Strong ROTE Guidance for 2026

Suryansh Sharma

Jul 15, 2025

Robust net interest income helped Citigroup report improved profitability in the second quarter with earnings of $1.96 per share, equating to a return on tangible equity of 8.7%. Management gave slightly improved guidance for 2025 and included an expectation of 10%-11% ROTE in 2026.

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Citigroup Inc

Citigroup Earnings: Improved Profitability Driven by Higher NII; Strong ROTE Guidance for 2026

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