Intesa Sanpaolo

ISP: XMIL (ITA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Intesa Sanpaolo Earnings: We Raise Fair Value by 29% as We Gain Greater Confidence in NIM Resilience

Johann Scholtz

May 14, 2025

Intesa's first-quarter net profit rose 14% year on year as higher fee income offset an 8% drop in net interest income, keeping revenue flat. Lower regulatory charges drove an 8% decline in expenses, boosting earnings. It kept its 2025 guidance, which implies at least a 5% higher net income in 2025.

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Intesa Sanpaolo

Intesa Sanpaolo Earnings: We Raise Fair Value by 29% as We Gain Greater Confidence in NIM Resilience

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