Credit Agricole SA

ACA: XPAR (FRA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Credit Agricole Earnings: Record Q4 Revenue, Driven by Asset Gathering Segment; Shares Fairly Valued

Johann Scholtz , Svetlana Menshchikova

Feb 5, 2025

No-moat Credit Agricole SA reported solid results, contributing to the positive momentum European banks gained in the fourth quarter of 2024. The bank achieved a record quarter by revenue, comfortably ahead of the company-compiled consensus, reflecting a 17% year-over-year growth in revenue and a 27% increase in net income. Full-year figures also remained strong, with an 8% rise in the top line and a 12% increase in the bottom line compared with 2023. We maintain our fair value estimate of EUR 14.50 per share and see shares as fairly valued at current levels.

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Credit Agricole SA

Credit Agricole Earnings: Record Q4 Revenue, Driven by Asset Gathering Segment; Shares Fairly Valued

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