SoFi Technologies Inc Ordinary Shares

SOFI: XNAS (USA)

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SoFi: Increasing Our Fair Value Estimate on Strong Financial Services Revenue Growth

Michael Miller

Nov 25, 2024

We are increasing our fair value estimate for SoFi Technologies to $14 from $13. Around $0.50 of the increase comes from higher projected revenue in the firm’s financial services segment. While the bulk of the revenue in the segment still comes from net interest income credited from its lending operations, SoFi’s fee-based revenue growth has been impressive this year as it increasingly monetizes its large user base. In the third quarter, interchange revenue from the firm’s debit and credit cards more than tripled from the year-ago period.

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SoFi Technologies Inc Ordinary Shares

SoFi: Increasing Our Fair Value Estimate on Strong Financial Services Revenue Growth

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