Industrial And Commercial Bank Of China Ltd Class A

601398: XSHG (CHN)

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Industrial and Commercial Bank of China Faces Easing Downward NIM Pressures on Deposit Rate Cut

Iris Tan

Nov 1, 2024

Business Strategy and Outlook

Industrial and Commercial Bank of China is China's largest bank. The bank has a long-established reputation for mass-market retail banking and enjoys low funding costs in the industry. We believe its strong deposit base and lower-than-peer deposit costs will continue to support stable funding and loan growth in the future.

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How we make money

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

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How we approach editorial content

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.

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Industrial And Commercial Bank Of China Ltd Class A

Industrial and Commercial Bank of China Faces Easing Downward NIM Pressures on Deposit Rate Cut

Business Strategy and Outlook

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