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Financial Literacy: Just-in-Time Is the Ticket

Financial-education efforts have had depressingly little impact on individuals' decision-making when occurring too far away from the financial behavior it's meant to influence, says University of Colorado's John Lynch.

Christine Benz: Hi, I'm Christine Benz for I'm here at the Morningstar Institutional Conference. Recent research has some sobering implications for couple's financial decision-making processes. Joining me to discuss that topic is John Lynch--he is a professor at the University of Colorado.

John, thank you so much for being here.