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Investing Specialists

Should You Invest in a Lousy 401(k)?

Christine Benz

Note: This article is part of Morningstar's January 2014 401(k) Week special report. An earlier version of this article appeared July 27, 2010.

Question: I've just started a new job and have heard several of my coworkers complaining about how bad our 401(k) plan is. Should I skip it and invest in a Roth IRA instead?