The 411 on 401(k) Matches
Get answers about annual contribution limits, why company contributions can't be added to a Roth 401(k), and how your company's match compares with others.
For this week's Short Answer we're breaking from our usual format to answer a series of questions. Think of it as "The Even Shorter Answers."
Does my company's matching contribution to my 401(k) count toward my annual contribution limit?
Yes and no. Strictly speaking, the company's matching contribution does not count against your own employee annual contribution limit, which currently stands at $17,500 ($23,000 if you are age 50 or older). So you can contribute up to that amount, and whatever your employer matches is irrelevant. If you participate in more than one 401(k) plan, the limit applies to your total contributions to all plans.
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